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Financials Ratios
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City Union Bank Ltd.
BSE CODE: 532210   |   NSE CODE: CUB   |   ISIN CODE : INE491A01021   |   22-Nov-2024 Hrs IST
BSE NSE
Rs. 171.70
1.55 ( 0.91% )
 
Prev Close ( Rs.)
170.15
Open ( Rs.)
169.65
 
High ( Rs.)
173.15
Low ( Rs.)
169.65
 
Volume
80022
Week Avg.Volume
84670
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 171.80
1.71 ( 1.01% )
 
Prev Close ( Rs.)
170.09
Open ( Rs.)
170.09
 
High ( Rs.)
173.20
Low ( Rs.)
170.01
 
Volume
2728526
Week Avg.Volume
3216656
 
52 WK High-Low Range(Rs.)
125.4
182.24
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Operational & Financial Ratios          
   Earnings Per Share (Rs)13.71  12.66  10.28  8.02  6.46  
   DPS(Rs)1.50  1.00  1.00  0.30  0.50  
   Book NAV/Share(Rs)113.43  100.72  89.05  79.08  71.83  
Margin Ratios          
   Yield on Advances11.58  10.95  10.17  11.44  12.29  
   Yield on Investments6.33  5.88  5.67  8.65  8.44  
   Cost of Liabilities5.21  4.47  4.13  5.02  5.82  
   NIM3.12  3.38  3.23  3.57  3.51  
   Interest Spread6.37  6.48  6.04  6.41  6.47  
Performance Ratios          
   ROA(%)1.48  1.46  1.32  1.15  1.00  
   ROE(%)12.81  13.35  12.23  10.64  9.40  
   ROCE(%)11.70  12.05  11.04  10.51  10.16  
Efficiency Ratios          
   Cost Income Ratio47.06  38.85  40.37  41.72  43.04  
   Core Cost Income Ratio47.93  38.49  41.16  45.66  46.17  
   Operating Costs to Assets1.90  1.73  1.76  1.97  2.04  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)9.85  9.94  12.56  19.43  20.07  
   PCE(x)9.17  9.22  11.29  16.93  17.21  
   Price/Book(x)1.19  1.25  1.45  1.97  1.80  
   Yield(%)1.11  0.79  0.77  0.19  0.39  
   EV/Net Sales(x)2.79  2.97  3.62  3.11  2.78  
   EV/Core EBITDA(x)9.71  7.70  9.31  8.76  8.64  
   EV/EBIT(x)3.36  3.76  4.68  4.29  3.76  
   EV/CE(x)1.12  1.15  0.24  0.24  0.23  
   M Cap / Sales1.90  1.98  2.33  2.79  2.29  
Growth Ratio          
   Core Operating Income Growth-1.82  12.85  4.75  9.22  3.95  
   Operating Profit Growth-39.47  -14.21  25.37  15.46  -54.94  
   Net Profit Growth8.35  23.33  28.23  24.46  -30.25  
   BVPS Growth12.62  13.11  12.60  10.09  8.99  
   Advances Growth5.74  6.68  11.62  6.57  3.84  
   EPS Growth(%)8.31  23.19  28.10  24.21  -30.51  
Liquidity Ratios          
   Loans/Deposits(x)0.08  0.09  0.11  0.03  0.05  
   Cash / Deposits(x)0.08  0.06  0.06  0.06  0.05  
   Investment / Deposits(x)0.28  0.27  0.26  0.21  0.22  
   IncLoan / Deposits(x)8.49  8.95  11.14  3.02  4.98  
   Credit/Deposits(%)81.80  82.17  84.63  81.19  83.09  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.97  2.36  2.95  4.09  2.29