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Financials Ratios
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The South Indian Bank Ltd.
BSE CODE: 532218   |   NSE CODE: SOUTHBANK   |   ISIN CODE : INE683A01023   |   16-Jul-2024 16:01 Hrs IST
BSE NSE
Rs. 26.84
0.29 ( 1.09% )
 
Prev Close ( Rs.)
26.55
Open ( Rs.)
26.78
 
High ( Rs.)
27.05
Low ( Rs.)
26.56
 
Volume
2006187
Week Avg.Volume
3335369
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 26.81
0.25 ( 0.94% )
 
Prev Close ( Rs.)
26.56
Open ( Rs.)
26.79
 
High ( Rs.)
27.09
Low ( Rs.)
26.55
 
Volume
21245490
Week Avg.Volume
21113220
 
52 WK High-Low Range(Rs.)
17.91
36.88
Particulars Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operational & Financial Ratios          
   Earnings Per Share (Rs)3.70  0.21  0.30  0.58  1.37  
   DPS(Rs)0.30  0.00  0.00  0.00  0.25  
   Book NAV/Share(Rs)31.89  27.97  27.75  28.48  28.16  
Margin Ratios          
   Yield on Advances10.36  10.98  12.58  12.05  10.97  
   Yield on Investments3.74  5.16  8.72  8.64  7.37  
   Cost of Liabilities4.28  4.70  5.64  6.06  5.69  
   NIM2.97  2.42  2.76  2.60  2.33  
   Interest Spread6.08  6.28  6.94  5.99  5.28  
Performance Ratios          
   ROA(%)0.75  0.05  0.06  0.11  0.28  
   ROE(%)12.37  0.77  1.13  2.04  4.90  
   ROCE(%)14.15  2.02  4.66  4.81  7.04  
Efficiency Ratios          
   Cost Income Ratio60.59  61.89  54.30  51.07  54.88  
   Core Cost Income Ratio55.32  63.17  62.23  57.77  57.38  
   Operating Costs to Assets2.15  2.03  2.10  1.77  1.63  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)3.95  34.99  28.02  9.97  11.11  
   PCE(x)3.55  12.20  12.00  5.72  9.44  
   Price/Book(x)0.46  0.27  0.30  0.20  0.59  
   Yield(%)2.05  0.00  0.00  0.00  1.51  
   EV/Net Sales(x)1.39  0.74  0.80  1.02  1.15  
   EV/Core EBITDA(x)6.67  3.90  3.52  4.82  6.37  
   EV/EBIT(x)1.84  1.14  1.17  1.42  1.51  
   EV/CE(x)0.09  0.05  0.06  0.08  0.79  
   M Cap / Sales0.42  0.24  0.24  0.13  0.44  
Growth Ratio          
   Core Operating Income Growth34.48  -6.94  3.86  14.74  2.76  
   Operating Profit Growth32.99  7.75  9.15  -18.33  -20.09  
   Net Profit Growth1623.11  -27.34  -40.81  -57.75  -26.09  
   BVPS Growth14.03  0.79  -2.56  1.12  1.87  
   Advances Growth16.35  3.34  -9.91  2.78  14.90  
   EPS Growth(%)1623.11  -27.34  -48.81  -57.75  -26.12  
Liquidity Ratios          
   Loans/Deposits(x)0.08  0.04  0.05  0.08  0.06  
   Cash / Deposits(x)0.05  0.08  0.04  0.03  0.05  
   Investment / Deposits(x)0.27  0.24  0.25  0.25  0.24  
   IncLoan / Deposits(x)7.63  3.70  4.97  8.30  6.10  
   Credit/Deposits(%)76.16  67.30  70.19  77.61  77.96  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.86  2.97  4.71  3.34  3.45