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Financials Ratios
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Indian Overseas Bank
BSE CODE: 532388   |   NSE CODE: IOB   |   ISIN CODE : INE565A01014   |   21-Nov-2024 Hrs IST
BSE NSE
Rs. 49.78
-1.42 ( -2.77% )
 
Prev Close ( Rs.)
51.20
Open ( Rs.)
51.13
 
High ( Rs.)
51.16
Low ( Rs.)
49.40
 
Volume
593734
Week Avg.Volume
536863
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 49.81
-1.32 ( -2.58% )
 
Prev Close ( Rs.)
51.13
Open ( Rs.)
51.18
 
High ( Rs.)
51.29
Low ( Rs.)
49.35
 
Volume
5623125
Week Avg.Volume
5919553
 
52 WK High-Low Range(Rs.)
38.95
83.75
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Operational & Financial Ratios          
   Earnings Per Share (Rs)1.40  1.11  0.90  0.51  -5.19  
   DPS(Rs)0.00  0.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)13.34  11.91  10.71  8.96  8.41  
Margin Ratios          
   Yield on Advances11.27  10.90  11.60  13.28  14.35  
   Yield on Investments6.24  6.48  6.73  7.89  7.31  
   Cost of Liabilities4.50  3.96  3.93  4.54  5.30  
   NIM2.97  2.82  2.26  2.32  2.36  
   Interest Spread6.78  6.94  7.67  8.75  9.05  
Performance Ratios          
   ROA(%)0.80  0.68  0.60  0.31  -3.34  
   ROE(%)11.13  9.82  9.78  5.83  -61.57  
   ROCE(%)9.63  8.20  8.47  5.71  -35.44  
Efficiency Ratios          
   Cost Income Ratio56.32  51.94  48.61  48.54  59.21  
   Core Cost Income Ratio60.31  51.67  52.06  57.71  62.68  
   Operating Costs to Assets2.48  2.05  1.82  2.03  1.97  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)42.69  20.31  20.12  31.63  0.00  
   PCE(x)37.90  18.07  18.28  24.14  -1.42  
   Price/Book(x)4.50  1.89  1.70  1.79  0.84  
   Yield(%)0.00  0.00  0.00  0.00  0.00  
   EV/Net Sales(x)5.98  3.27  2.24  1.77  0.98  
   EV/Core EBITDA(x)21.25  10.67  6.50  5.08  4.83  
   EV/EBIT(x)8.15  4.70  3.07  2.52  4.54  
   EV/CE(x)2.59  1.46  0.13  0.11  0.07  
   M Cap / Sales4.71  2.20  2.06  1.55  0.67  
Growth Ratio          
   Core Operating Income Growth19.07  30.80  7.00  11.23  0.45  
   Operating Profit Growth-22.85  -1.82  15.52  49.98  -11.66  
   Net Profit Growth26.53  22.77  105.60  109.75  -128.13  
   BVPS Growth12.04  11.15  19.59  6.52  -44.59  
   Advances Growth19.81  23.44  12.94  5.26  -8.50  
   EPS Growth(%)26.53  22.77  78.79  109.75  -26.88  
Liquidity Ratios          
   Loans/Deposits(x)0.11  0.08  0.01  0.02  0.02  
   Cash / Deposits(x)0.06  0.07  0.09  0.05  0.01  
   Investment / Deposits(x)0.35  0.36  0.37  0.40  0.36  
   IncLoan / Deposits(x)10.63  7.97  1.17  1.53  2.43  
   Credit/Deposits(%)74.61  68.25  55.02  53.15  54.42  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.57  1.83  2.65  3.58  5.44