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Financials Ratios
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Punjab National Bank
BSE CODE: 532461   |   NSE CODE: PNB   |   ISIN CODE : INE160A01022   |   16-Jul-2024 Hrs IST
BSE NSE
Rs. 119.80
-1.1 ( -0.91% )
 
Prev Close ( Rs.)
120.90
Open ( Rs.)
121.70
 
High ( Rs.)
122.15
Low ( Rs.)
119.25
 
Volume
915410
Week Avg.Volume
1397524
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 119.86
-1.07 ( -0.88% )
 
Prev Close ( Rs.)
120.93
Open ( Rs.)
121.41
 
High ( Rs.)
122.15
Low ( Rs.)
119.20
 
Volume
29031539
Week Avg.Volume
31348238
 
52 WK High-Low Range(Rs.)
58.55
142.9
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Operational & Financial Ratios          
   Earnings Per Share (Rs)7.49  2.28  3.14  1.93  0.50  
   DPS(Rs)1.50  0.65  0.64  0.00  0.00  
   Book NAV/Share(Rs)89.16  83.01  80.32  79.92  85.49  
Margin Ratios          
   Yield on Advances11.44  10.25  10.28  11.99  11.40  
   Yield on Investments6.90  6.61  7.16  7.38  7.05  
   Cost of Liabilities4.71  3.80  3.87  4.37  4.82  
   NIM2.70  2.50  2.33  2.59  2.21  
   Interest Spread6.74  6.45  6.41  7.61  6.58  
Performance Ratios          
   ROA(%)0.55  0.18  0.27  0.19  0.04  
   ROE(%)8.70  2.79  4.02  2.86  0.68  
   ROCE(%)11.49  5.54  5.28  5.36  2.77  
Efficiency Ratios          
   Cost Income Ratio53.37  51.69  49.38  47.82  44.82  
   Core Cost Income Ratio54.07  50.46  53.19  52.16  47.74  
   Operating Costs to Assets1.83  1.65  1.54  1.61  1.44  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)16.61  20.51  11.16  18.99  64.83  
   PCE(x)14.98  15.11  8.88  12.82  23.09  
   Price/Book(x)1.39  0.56  0.44  0.46  0.38  
   Yield(%)1.21  1.39  1.83  0.00  0.00  
   EV/Net Sales(x)1.75  1.21  1.13  1.01  1.34  
   EV/Core EBITDA(x)7.51  4.56  4.06  3.67  4.89  
   EV/EBIT(x)2.34  1.87  1.67  1.51  1.94  
   EV/CE(x)1.26  0.72  0.06  0.06  0.09  
   M Cap / Sales1.28  0.60  0.52  0.48  0.41  
Growth Ratio          
   Core Operating Income Growth16.21  20.20  -6.06  75.17  1.64  
   Operating Profit Growth-15.66  -10.74  10.52  -31.36  28.03  
   Net Profit Growth228.84  -27.47  71.00  501.32  103.37  
   BVPS Growth7.41  3.35  0.50  -6.52  -4.48  
   Advances Growth12.47  14.10  8.00  42.90  2.96  
   EPS Growth(%)228.84  -27.47  62.71  286.67  102.30  
Liquidity Ratios          
   Loans/Deposits(x)0.04  0.04  0.04  0.04  0.07  
   Cash / Deposits(x)0.05  0.06  0.07  0.04  0.05  
   Investment / Deposits(x)0.31  0.31  0.32  0.36  0.34  
   IncLoan / Deposits(x)3.68  4.00  3.99  3.87  7.14  
   Credit/Deposits(%)68.22  64.85  63.53  60.94  67.04  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0.73  2.72  4.80  5.73  5.78