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Financials Ratios
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Union Bank Of India
BSE CODE: 532477   |   NSE CODE: UNIONBANK   |   ISIN CODE : INE692A01016   |   16-Jul-2024 Hrs IST
BSE NSE
Rs. 139.65
0.55 ( 0.4% )
 
Prev Close ( Rs.)
139.10
Open ( Rs.)
140.20
 
High ( Rs.)
142.70
Low ( Rs.)
139.10
 
Volume
863413
Week Avg.Volume
1082110
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 139.65
0.47 ( 0.34% )
 
Prev Close ( Rs.)
139.18
Open ( Rs.)
140.18
 
High ( Rs.)
142.74
Low ( Rs.)
139.01
 
Volume
13617156
Week Avg.Volume
14277194
 
52 WK High-Low Range(Rs.)
80.9
172.5
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
Operational & Financial Ratios          
   Earnings Per Share (Rs)17.88  12.34  7.66  4.54  -8.47  
   DPS(Rs)3.60  3.00  1.90  0.00  0.00  
   Book NAV/Share(Rs)119.63  105.64  96.30  92.99  89.43  
Margin Ratios          
   Yield on Advances11.46  10.60  10.28  11.64  11.82  
   Yield on Investments7.13  6.53  6.70  7.31  7.90  
   Cost of Liabilities5.06  4.13  3.71  4.52  5.13  
   NIM2.75  2.70  2.46  2.45  2.19  
   Interest Spread6.40  6.47  6.57  7.12  6.69  
Performance Ratios          
   ROA(%)1.02  0.68  0.46  0.36  -0.55  
   ROE(%)16.69  12.22  8.34  6.44  -10.56  
   ROCE(%)21.30  12.97  9.48  5.60  -2.90  
Efficiency Ratios          
   Cost Income Ratio46.42  46.27  45.74  46.02  45.02  
   Core Cost Income Ratio48.19  47.35  49.82  51.79  49.34  
   Operating Costs to Assets1.76  1.71  1.55  1.56  1.36  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)8.58  5.39  5.06  7.51  0.00  
   PCE(x)8.06  4.96  4.44  5.74  -3.96  
   Price/Book(x)1.28  0.63  0.40  0.37  0.32  
   Yield(%)2.35  4.51  4.90  0.00  0.00  
   EV/Net Sales(x)1.44  1.10  1.14  1.07  1.67  
   EV/Core EBITDA(x)5.11  3.48  3.55  3.74  6.79  
   EV/EBIT(x)1.70  1.47  1.59  1.58  2.86  
   EV/CE(x)1.22  0.77  0.66  0.07  0.11  
   M Cap / Sales1.17  0.56  0.39  0.32  0.26  
Growth Ratio          
   Core Operating Income Growth11.61  17.92  12.55  115.87  11.96  
   Operating Profit Growth-16.56  -13.50  24.24  -39.76  -7.36  
   Net Profit Growth61.84  61.18  80.05  200.28  1.69  
   BVPS Growth13.25  9.70  3.56  3.98  -34.99  
   Advances Growth14.30  15.26  11.85  87.58  6.10  
   EPS Growth(%)44.90  61.18  68.77  153.58  49.36  
Liquidity Ratios          
   Loans/Deposits(x)0.02  0.04  0.05  0.06  0.12  
   Cash / Deposits(x)0.04  0.04  0.04  0.04  0.04  
   Investment / Deposits(x)0.28  0.30  0.34  0.36  0.34  
   IncLoan / Deposits(x)2.21  3.86  4.96  5.61  11.65  
   Credit/Deposits(%)71.29  68.16  64.03  63.97  69.91  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)1.03  1.70  3.68  4.62  5.49