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Financials Ratios
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Fino Payments Bank Ltd.
BSE CODE: 543386   |   NSE CODE: FINOPB   |   ISIN CODE : INE02NC01014   |   16-Jul-2024 Hrs IST
BSE NSE
Rs. 302.20
1.1 ( 0.37% )
 
Prev Close ( Rs.)
301.10
Open ( Rs.)
301.10
 
High ( Rs.)
308.25
Low ( Rs.)
299.35
 
Volume
12679
Week Avg.Volume
13836
 
52 WK High-Low Range(Rs.)
BSE NSE
Rs. 301.65
0.7 ( 0.23% )
 
Prev Close ( Rs.)
300.95
Open ( Rs.)
302.00
 
High ( Rs.)
308.50
Low ( Rs.)
299.50
 
Volume
253729
Week Avg.Volume
256070
 
52 WK High-Low Range(Rs.)
249.4
384
Particulars Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operational & Financial Ratios          
   Earnings Per Share (Rs)7.82  5.14  4.59  -7.19  -13.99  
   DPS(Rs)0.00  0.00  0.00  0.00  0.00  
   Book NAV/Share(Rs)65.10  57.28  33.77  29.18  36.36  
Margin Ratios          
   Yield on Advances0.00  0.00  0.00  0.00  0.00  
   Yield on Investments5.78  3.68  2.00  3.75  6.42  
   Cost of Liabilities3.51  2.03  2.25  4.32  4.24  
   NIM2.40  1.45  1.38  1.92  2.95  
   Interest Spread0.00  0.00  0.00  0.00  0.00  
Performance Ratios          
   ROA(%)3.14  3.18  2.51  -4.90  -9.12  
   ROE(%)12.78  13.63  14.59  -21.93  -38.48  
   ROCE(%)10.98  9.23  8.94  -10.26  -23.71  
Efficiency Ratios          
   Cost Income Ratio94.50  95.70  96.87  104.55  116.81  
   Core Cost Income Ratio94.47  95.71  96.87  104.55  116.81  
   Operating Costs to Assets45.31  56.60  74.93  114.19  62.43  
Capitalisation Ratios          
   Tier 1 ratio0  0  0  0  0  
   Tier 2 ratio0  0  0  0  0  
   CAR0  0  0  0  0  
Valuation Parameters          
   PER(x)26.05  48.79  0.00  0.00  0.00  
   PCE(x)15.85  26.67  0.00  0.00  0.00  
   Price/Book(x)3.13  4.38  0.00  0.00  0.00  
   Yield(%)0.00  0.00  0  0  0  
   EV/Net Sales(x)22.45  65.54  11.13  8.57  6.66  
   EV/Core EBITDA(x)32.72  54.63  9.20  -5.01  -2.07  
   EV/EBIT(x)18.94  40.23  7.51  -7.01  -2.24  
   EV/CE(x)2.16  3.20  0.68  0.65  0.52  
   M Cap / Sales17.87  58.53  0.00  0.00  0.00  
Growth Ratio          
   Core Operating Income Growth133.72  89.69  29.67  -39.36  0.00  
   Operating Profit Growth-35.42  150.94  126.09  38.30  0.00  
   Net Profit Growth52.28  108.75  163.91  48.65  0.00  
   BVPS Growth13.66  69.62  -99.88  -19.76  0.00  
   Advances Growth-52.27  85.80  29.12  27.50  0.00  
   EPS Growth(%)52.28  11.83  163.91  48.65  0.00  
Liquidity Ratios          
   Loans/Deposits(x)0.47  0.50  0.74  0.94  1.74  
   Cash / Deposits(x)0.24  0.45  0.36  1.11  3.31  
   Investment / Deposits(x)1.25  1.26  2.07  1.09  1.54  
   IncLoan / Deposits(x)47.33  49.67  74.45  94.27  174.39  
   Credit/Deposits(%)0.01  0.05  0.05  0.09  0.17  
   Total Debt/Mcap(x)0  0  0  0  0  
   Net NPAs (funded) to Net Advances (%)0  0  0  0  0