| (Rs.in Million) |
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
| I. INCOME | | | | | |
| Interest Earned | 4391885.12 | 3508445.80 | 2899726.86 | 2781154.77 | 2698516.55 |
| Interest / Discount on advances / Bills | 2973101.50 | 2287407.47 | 1774748.31 | 1767801.86 | 1854941.95 |
| Interest on balances with RBI and other Inter-bank funds | 59417.99 | 39164.57 | 46083.50 | 45414.26 | 30662.48 |
| Income on investments | 1223781.95 | 1068248.53 | 934778.98 | 871306.21 | 748128.70 |
| Others | 135583.68 | 113625.24 | 144116.06 | 96632.45 | 64783.43 |
| Other Income | 1553863.92 | 1225335.61 | 1170004.04 | 1072224.14 | 981589.94 |
| Commission,exchange and brokerage | 283497.01 | 259133.00 | 245493.21 | 235665.56 | 235712.86 |
| Profit / (loss)on sale of investments(net) | 88900.86 | 51580.86 | 63756.46 | 75044.54 | 92027.12 |
| Profit on sale of Fixed Assets | -252.05 | -290.32 | -164.05 | -283.36 | -283.38 |
| Foreign Exchange Gains | 17858.72 | 30291.01 | 35301.80 | 24577.48 | 25815.79 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 74437.27 | 77286.72 | 82867.89 | 107003.73 | 95685.25 |
| Miscellaneous income | 1089422.12 | 807334.35 | 742748.73 | 630216.19 | 532632.29 |
| Total Income | 5945749.05 | 4733781.41 | 4069730.90 | 3853378.91 | 3680106.49 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 2597360.48 | 1899808.17 | 1561943.44 | 1560101.67 | 1611237.99 |
| Intereston Deposits | 2232787.14 | 1635187.83 | 1417652.83 | 1430604.46 | 1481368.44 |
| Interest on RBI / inter-bank borrowings | 228645.64 | 183175.08 | 77517.27 | 62372.05 | 71917.65 |
| Other Interest | 135927.70 | 81445.26 | 66773.34 | 67125.16 | 57951.89 |
| Operating Expenses | 2358938.39 | 1898144.86 | 1743634.26 | 1504295.95 | 1317815.63 |
| Payments to and provisions for employees | 836711.87 | 619209.11 | 614451.26 | 543308.26 | 488505.43 |
| Rent,Taxes and lighting | 65461.67 | 61030.58 | 57077.37 | 55571.37 | 56309.58 |
| Depreciation on Banks property | 37632.12 | 36447.95 | 36526.78 | 36734.27 | 36314.43 |
| Depreciation on leased assets | 859.12 | 508.04 | 385.92 | 376.36 | 301.16 |
| Auditor's fees and expenses | 3140.50 | 2848.28 | 2835.69 | 2852.52 | 2560.18 |
| Law charges | 6595.37 | 5164.36 | 4485.71 | 4019.18 | 4888.34 |
| Communication Expenses | 8905.22 | 7660.69 | 7104.46 | 4926.98 | 5716.84 |
| Repairs and Maintenance | 14488.29 | 13055.94 | 12190.44 | 11164.95 | 11212.73 |
| Insurance | 1020886.89 | 835678.72 | 745067.01 | 626699.06 | 499642.84 |
| Other expenses | 364257.33 | 316541.19 | 263509.64 | 218642.99 | 212364.11 |
| Provisions and Contingencies | 77147.87 | 181845.49 | 266797.38 | 460893.19 | 450536.09 |
| Provision for investments | -6041.10 | 14838.80 | 34717.80 | 28209.90 | 6281.10 |
| Provision for advances | 109290.90 | 165147.90 | | | |
| Others Provisions | -26101.93 | 1858.79 | 232079.58 | 432683.29 | 444254.99 |
| Profit Before Tax | 912302.31 | 753982.90 | 497355.81 | 328088.09 | 300516.79 |
| Taxes | 230919.70 | 188398.60 | 133794.10 | 85290.90 | 118748.50 |
| Current Income Tax | 253612.80 | 231826.50 | 128593.20 | 122780.80 | 43727.70 |
| Deferred Tax | -22693.10 | -43427.90 | 5200.90 | -37489.90 | 75020.80 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 681382.61 | 565584.30 | 363561.71 | 242797.19 | 181768.29 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -24587.49 | -21017.09 | -18093.05 | -14823.57 | -13721.67 |
| Share of Associate | 14051.54 | 11914.52 | 8270.13 | -3919.05 | 29631.40 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 670846.66 | 556481.73 | 353738.80 | 224054.58 | 197678.02 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 1090079.69 | 760425.23 | 434704.21 | 210437.15 | 114394.02 |
| Transfer to Statutory Reserve | 187168.83 | 153704.00 | 97690.27 | 62878.38 | 45381.76 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 64569.18 | 38542.65 | 17836.80 | -3074.81 | 31491.93 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 122267.18 | 100848.12 | 63364.74 | 35698.45 | |
| Corporate dividend tax | 111.40 | 15.01 | 8.66 | 36.52 | 80.55 |
| Other appropriations | 715963.09 | 467315.46 | 255803.73 | 114898.62 | 37439.78 |
| Equity Dividend % | 1370.00 | 1130.00 | 710.00 | 400.00 | |
| Earnings Per Share | 75.00 | 62.00 | 40.00 | 25.00 | 22.00 |
| Adjusted EPS | 75.00 | 62.00 | 40.00 | 25.00 | 22.00 |