(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
I. INCOME | | | | | |
Interest Earned | 264456.53 | 205915.27 | 183157.92 | 199619.67 | 208541.88 |
Interest / Discount on advances / Bills | 179678.07 | 133361.61 | 119901.12 | 118192.21 | 130928.97 |
Interest on balances with RBI and other Inter-bank funds | 3348.85 | 5179.69 | 7149.42 | 6487.41 | 4542.09 |
Income on investments | 77550.55 | 59586.72 | 46313.87 | 51692.93 | 57880.91 |
Others | 3879.06 | 7787.25 | 9793.51 | 23247.12 | 15189.91 |
Other Income | 39247.60 | 45753.77 | 49192.27 | 47815.34 | 46312.56 |
Commission,exchange and brokerage | 20385.50 | 20043.73 | 19206.09 | 18719.63 | 20105.65 |
Profit / (loss)on sale of investments(net) | 7276.96 | 8163.86 | 10628.88 | 17283.39 | 8912.09 |
Profit on sale of Fixed Assets | 832.52 | -18.64 | 6.08 | -4.20 | -47.43 |
Foreign Exchange Gains | 3536.46 | 6157.29 | 7304.88 | 3760.13 | 5487.23 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | 5083.18 | 7164.69 | 8455.27 | 5475.57 | 8280.65 |
Miscellaneous income | 2132.98 | 4242.84 | 3591.07 | 2580.83 | 3574.37 |
Total Income | 303704.13 | 251669.04 | 232350.18 | 247435.01 | 254854.45 |
II. EXPENDITURE | | | | | |
Interest Expended | 122263.59 | 91304.46 | 91215.45 | 114075.07 | 138411.19 |
Intereston Deposits | 105876.77 | 78191.82 | 77503.82 | 92484.42 | 110896.15 |
Interest on RBI / inter-bank borrowings | 9053.60 | 4380.97 | 1828.76 | 5535.86 | 4928.20 |
Other Interest | 7333.22 | 8731.67 | 11882.87 | 16054.80 | 22586.84 |
Operating Expenses | 83703.93 | 72325.65 | 65030.63 | 61715.45 | 64471.69 |
Payments to and provisions for employees | 44170.10 | 36913.93 | 32594.26 | 32234.74 | 33637.13 |
Rent,Taxes and lighting | 5430.18 | 5075.90 | 4753.37 | 4787.03 | 4562.54 |
Depreciation on Banks property | 5433.09 | 4992.08 | 4172.64 | 3968.47 | 3943.79 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 31.86 | 29.47 | 36.61 | 28.07 | 26.66 |
Law charges | 600.22 | 493.02 | 430.65 | 501.83 | 363.19 |
Communication Expenses | 1284.17 | 1195.98 | 905.94 | 768.87 | 894.99 |
Repairs and Maintenance | 1280.56 | 967.64 | 1015.70 | 872.77 | 796.40 |
Insurance | 3030.93 | 2968.15 | 2844.98 | 2595.36 | 2040.35 |
Other expenses | 22442.84 | 19689.48 | 18276.48 | 15958.30 | 18206.65 |
Provisions and Contingencies | 14492.51 | 35250.51 | 50926.72 | 47057.75 | 141246.59 |
Provision for investments | 2840.00 | 11880.00 | | 20220.00 | 16967.30 |
Provision for advances | 8380.00 | 6770.00 | | 21950.00 | 113185.40 |
Others Provisions | 3272.51 | 16600.51 | 50926.72 | 4887.75 | 11093.89 |
Profit Before Tax | 83244.10 | 52788.43 | 25177.38 | 24586.74 | -89275.03 |
Taxes | 25610.00 | 15920.00 | | 10100.00 | 39199.00 |
Current Income Tax | | -2050.00 | | -2990.00 | |
Deferred Tax | 25610.00 | 17970.00 | | 13090.00 | 39199.00 |
Other taxes | -25610.00 | 0.00 | 0.00 | 0.00 | -39199.00 |
Profit After Tax | 57634.10 | 36868.43 | 25177.38 | 14486.74 | -128474.03 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -259.88 | -219.12 | -234.02 | -181.63 | -159.35 |
Share of Associate | 506.90 | 411.29 | 393.31 | 834.57 | 281.01 |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 57881.12 | 37060.59 | 25336.67 | 15139.69 | -128352.37 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 103660.34 | 57064.46 | -426257.54 | -438960.17 | -452069.10 |
Transfer to Statutory Reserve | 14085.24 | 9112.74 | 6098.18 | 3398.66 | |
Appropriation to General Reserve | 31.38 | 26.46 | 28.26 | 21.93 | 35.18 |
Appropriation to Revenue Reserve | | | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | 89543.72 | 47925.27 | -432383.98 | -442380.76 | -452104.27 |
Equity Dividend % | 15.00 | 10.00 | | | |
Earnings Per Share | 5.00 | 3.00 | 2.00 | 1.00 | -12.00 |
Adjusted EPS | 5.00 | 3.00 | 2.00 | 1.00 | -12.00 |