| (Rs.in Million) |
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
| INCOME : | | | | | |
| Operating Income | 465729.30 | 313840.40 | 311564.90 | 312460.00 | 182094.50 |
| Sale of Shares / Units | | | | | |
| Interest income | 71968.40 | 60745.80 | 51887.10 | 44352.40 | 39217.20 |
| Portfolio management services | | | | | |
| Dividend income | 5097.40 | 3683.00 | 2263.50 | 2157.60 | 1754.10 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 388663.60 | 249411.60 | 257414.30 | 265950.00 | 141123.20 |
| Operating Income (Net) | 465729.30 | 313840.40 | 311564.90 | 312460.00 | 182094.50 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 23931.20 | 20716.10 | 16938.00 | 16845.50 | 12769.10 |
| Salaries, Wages & Bonus | 22579.00 | 19664.10 | 16112.20 | 16087.60 | 11800.30 |
| Contributions to EPF & Pension Funds | 777.70 | 635.90 | 570.70 | 549.60 | 467.40 |
| Workmen and Staff Welfare Expenses | 423.10 | 319.40 | 211.70 | 180.10 | 219.60 |
| Other Employees Cost | 151.40 | 96.70 | 43.40 | 28.20 | 281.80 |
| Operating & Establishment Expenses | 421349.30 | 272256.40 | 275045.00 | 277803.70 | 85131.70 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 23984.90 | 16141.20 | 14029.70 | 12272.30 | 10248.00 |
| Rent , Rates & Taxes | 207.00 | 263.10 | 235.20 | 213.50 | 246.00 |
| Repairs and Maintenance | 1687.80 | 1471.00 | 1173.10 | 1021.20 | 1051.30 |
| Insurance | 2385.30 | 6441.20 | -392.60 | 4329.90 | 1343.20 |
| Electricity & Power | 175.80 | 214.60 | 149.70 | 148.60 | 197.30 |
| Other Operating Expenses | 392908.40 | 247725.30 | 259849.90 | 259818.30 | 72045.90 |
| Administrations & Other Expenses | 12432.30 | 11845.50 | 10906.40 | 8296.90 | 8722.70 |
| Printing and stationery | 109.80 | 93.70 | 67.70 | 69.30 | 110.50 |
| Professional and legal fees | 1216.20 | 663.40 | 324.20 | 369.40 | 817.50 |
| Advertisement & Sales Promotion | 4575.70 | 5191.30 | 5886.30 | 3536.30 | 3050.00 |
| Other General Expenses | 6530.70 | 5897.10 | 4628.30 | 4321.90 | 4744.70 |
| Provisions and Contingencies | 1372.70 | 1878.90 | 2653.20 | 3778.50 | 69369.40 |
| Provisions for contingencies | 0.30 | 0.30 | 0.30 | 0.30 | 80.20 |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 22.30 | 27.20 | 18.40 | 23.30 | 16.20 |
| Provision for doubtful debts | | 61.60 | | 16.80 | 3.20 |
| Losson disposal of fixed assets(net) | 0.30 | 0.00 | 5.10 | 2.10 | |
| Losson foreign exchange fluctuations | 1.80 | 1.30 | | 2.40 | 3.30 |
| Losson sale of non-trade current investments | 163.40 | 849.60 | 1118.80 | 2850.50 | -845.90 |
| Other Miscellaneous Expenses | 1184.70 | 938.90 | 1510.60 | 883.10 | 70112.50 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 459085.50 | 306696.90 | 305542.60 | 306724.60 | 175992.90 |
| Operating Profit (Excl OI) | 6643.80 | 7143.50 | 6022.30 | 5735.40 | 6101.60 |
| Other Income | 565.00 | 478.60 | 336.50 | 2220.00 | 323.10 |
| Other Interest Income | 38.30 | 5.80 | 5.70 | 6.10 | 0.10 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 9.60 | 3.10 | 0.10 | | 2.60 |
| Income from investments | 3.60 | 22.40 | | | |
| Provision Written Back | 91.20 | 12.20 | 38.00 | 835.20 | |
| Others | 422.20 | 435.20 | 292.70 | 1378.80 | 320.50 |
| Operating Profit | 7208.80 | 7622.20 | 6358.80 | 7955.50 | 6424.70 |
| Interest | 931.30 | 572.40 | 670.00 | 409.90 | 387.70 |
| Loans | 63.00 | | | | |
| Deposits | | | | | |
| Bonds / Debentures | | | | | |
| Other Interest | 868.30 | 572.40 | 670.00 | 409.90 | 387.70 |
| Depreciation | 2129.10 | 1777.70 | 1802.20 | 1616.60 | 1612.20 |
| Profit Before Taxation & Exceptional Items | 4148.40 | 5272.10 | 3886.60 | 5928.90 | 4424.90 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 4148.40 | 5272.10 | 3886.60 | 5928.90 | 4424.90 |
| Provision for Tax | 222.30 | 753.10 | 702.50 | 331.40 | 1696.30 |
| Current Income Tax | 494.60 | 807.90 | 622.10 | 771.60 | 584.70 |
| Deferred Tax | 70.30 | -50.00 | 80.40 | 71.30 | -126.20 |
| Other taxes | -342.50 | -4.80 | 0.00 | -511.40 | 1237.80 |
| Profit After Tax | 3926.10 | 4518.90 | 3184.00 | 5597.50 | 2728.50 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -525.00 | -734.10 | -650.30 | -1343.60 | -1278.60 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 3401.10 | 3784.90 | 2533.70 | 4253.90 | 1449.90 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | -13124.30 | -10106.60 | -16018.60 | 14620.00 | 13918.90 |
| Appropriations | -9723.20 | -6321.80 | -13484.90 | 18873.90 | 15368.90 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | -9723.20 | -6321.80 | -13484.90 | 18873.90 | 15368.90 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 10.00 | 11.00 | 7.00 | 12.00 | 5.00 |
| Adjusted EPS | 10.00 | 11.00 | 7.00 | 12.00 | 5.00 |