(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
I. INCOME | | | | | |
Interest Earned | 610733.41 | 479316.90 | 382809.15 | 408538.26 | 425907.74 |
Interest / Discount on advances / Bills | 431257.73 | 335488.88 | 259874.45 | 275475.31 | 289767.40 |
Interest on balances with RBI and other Inter-bank funds | 28862.70 | 16745.63 | 6377.54 | 11550.96 | 24442.50 |
Income on investments | 142463.90 | 120341.15 | 111551.26 | 116483.73 | 107568.89 |
Others | 8149.08 | 6741.25 | 5005.91 | 5028.26 | 4128.97 |
Other Income | 62331.33 | 72111.67 | 80105.43 | 68965.51 | 68088.89 |
Commission,exchange and brokerage | 17645.38 | 13823.15 | 12106.62 | 11185.74 | 13703.95 |
Profit / (loss)on sale of investments(net) | 7173.99 | 2652.07 | 14101.97 | 19533.57 | 5921.04 |
Profit on sale of Fixed Assets | 284.57 | 1340.51 | 2773.12 | 602.06 | 467.46 |
Foreign Exchange Gains | 5281.74 | 10082.05 | 25647.35 | 18916.36 | 15087.43 |
Income earned from subsidiaries/joint venture | 136.61 | 212.46 | 155.96 | 222.04 | 143.04 |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 31809.05 | 44001.43 | 25320.40 | 18505.75 | 32765.97 |
Total Income | 673064.74 | 551428.57 | 462914.58 | 477503.78 | 493996.63 |
II. EXPENDITURE | | | | | |
Interest Expended | 377567.81 | 274406.38 | 240834.34 | 264209.50 | 271914.61 |
Intereston Deposits | 313547.71 | 237000.63 | 226977.65 | 245732.51 | 237275.38 |
Interest on RBI / inter-bank borrowings | 56124.70 | 30198.60 | 6229.01 | 11562.76 | 25869.17 |
Other Interest | 7895.40 | 7207.16 | 7627.68 | 6914.23 | 8770.06 |
Operating Expenses | 153062.00 | 143735.39 | 121700.99 | 110063.54 | 106124.02 |
Payments to and provisions for employees | 92626.80 | 84529.03 | 71120.82 | 65288.64 | 61965.58 |
Rent,Taxes and lighting | 9311.66 | 8664.23 | 8026.48 | 7666.07 | 7362.20 |
Depreciation on Banks property | 5087.00 | 4265.11 | 3716.79 | 3800.94 | 3919.55 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 1019.85 | 1214.08 | 950.43 | 821.31 | 808.46 |
Law charges | 510.53 | 419.92 | 454.63 | 287.89 | 535.53 |
Communication Expenses | 2922.22 | 2929.73 | 1689.10 | 1834.95 | 1727.47 |
Repairs and Maintenance | 927.50 | 796.06 | 688.22 | 617.34 | 745.23 |
Insurance | 8348.65 | 7976.54 | 7522.75 | 7027.33 | 5088.57 |
Other expenses | 32307.78 | 32940.71 | 27531.78 | 22719.08 | 23971.44 |
Provisions and Contingencies | 40503.62 | 72299.72 | 44642.74 | 70452.60 | 161656.26 |
Provision for investments | 721.30 | 12077.60 | 3973.60 | 8686.50 | 3419.20 |
Provision for advances | 37842.90 | 53230.80 | | | |
Others Provisions | 1939.42 | 6991.32 | 40669.14 | 61766.10 | 158237.06 |
Profit Before Tax | 101931.31 | 60987.08 | 55736.51 | 32778.14 | -45698.25 |
Taxes | 38086.00 | 22166.20 | 21675.30 | 10790.30 | -16404.20 |
Current Income Tax | 38086.00 | 22166.20 | 21675.30 | 10790.30 | -16404.20 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 63845.31 | 38820.88 | 34061.21 | 21987.84 | -29294.05 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -21.12 | -13.79 | 52.66 | 21.87 | 2.00 |
Share of Associate | 1820.43 | -427.47 | 811.86 | -1182.21 | -1218.33 |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 65644.62 | 38379.61 | 34925.72 | 20827.50 | -30510.38 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 100412.39 | 58357.01 | 34037.85 | -217051.78 | -234655.84 |
Transfer to Statutory Reserve | 15800.00 | 10060.00 | 8520.00 | 5410.00 | |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | | | | 56.99 | 795.82 |
Appropriation to Other Reserves | 8207.13 | 8207.13 | | | |
Equity Dividend | | | | -237823.88 | |
Corporate dividend tax | | | | | |
Other appropriations | 76405.26 | 40089.87 | 25517.85 | 15305.11 | -235451.65 |
Equity Dividend % | 28.00 | 20.00 | 20.00 | | |
Earnings Per Share | 14.00 | 9.00 | 9.00 | 6.00 | -9.00 |
Adjusted EPS | 14.00 | 9.00 | 9.00 | 6.00 | -9.00 |