(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
I. INCOME | | | | | |
Interest Earned | 1595159.25 | 1210668.10 | 954068.65 | 891626.64 | 848357.73 |
Interest / Discount on advances / Bills | 1165897.76 | 879292.35 | 668865.38 | 602616.87 | 609283.07 |
Interest on balances with RBI and other Inter-bank funds | 26498.84 | 23054.57 | 18195.96 | 18817.24 | 9074.11 |
Income on investments | 381070.71 | 279050.30 | 219906.42 | 232642.54 | 209712.04 |
Others | 21691.94 | 29270.88 | 47100.90 | 37549.99 | 20288.51 |
Other Income | 765218.02 | 651119.91 | 621294.51 | 720295.28 | 649503.30 |
Commission,exchange and brokerage | 235718.66 | 196484.67 | 172883.87 | 140230.55 | 141948.80 |
Profit / (loss)on sale of investments(net) | 36689.23 | 12730.12 | 23145.30 | 81257.19 | 36883.85 |
Profit on sale of Fixed Assets | 144.09 | 542.58 | 56.64 | -63.42 | 1.45 |
Foreign Exchange Gains | 30860.58 | 30509.01 | 29933.14 | 19721.17 | 16898.50 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 461805.47 | 410853.54 | 395275.57 | 479149.81 | 453770.70 |
Total Income | 2360377.27 | 1861788.01 | 1575363.17 | 1611921.92 | 1497861.03 |
II. EXPENDITURE | | | | | |
Interest Expended | 741081.63 | 505433.88 | 411666.71 | 426590.87 | 446655.22 |
Intereston Deposits | 587844.56 | 394765.41 | 336132.83 | 337196.59 | 332242.79 |
Interest on RBI / inter-bank borrowings | 32114.85 | 13380.98 | 4402.01 | 12001.13 | 21664.95 |
Other Interest | 121122.22 | 97287.50 | 71131.87 | 77393.16 | 92747.48 |
Operating Expenses | 977827.92 | 824390.23 | 731517.28 | 762716.70 | 715178.99 |
Payments to and provisions for employees | 191719.77 | 152341.69 | 123416.03 | 110509.05 | 111567.45 |
Rent,Taxes and lighting | 17054.39 | 15846.57 | 14085.92 | 13829.52 | 15505.77 |
Depreciation on Banks property | 19352.11 | 15145.59 | 13300.07 | 13266.87 | 11697.94 |
Depreciation on leased assets | | | | 133.88 | 14.24 |
Auditor's fees and expenses | 264.72 | 248.67 | 219.60 | 295.99 | 286.12 |
Law charges | 1494.97 | 1771.89 | 1707.14 | 2076.88 | 1881.79 |
Communication Expenses | 8875.88 | 7475.18 | 7092.06 | 5884.27 | 6079.80 |
Repairs and Maintenance | 36171.83 | 34644.16 | 26994.75 | 21785.24 | 20160.04 |
Insurance | 519444.99 | 431339.74 | 411788.60 | 480406.44 | 432758.55 |
Other expenses | 183449.26 | 165576.75 | 132913.11 | 114528.57 | 115227.31 |
Provisions and Contingencies | 37124.08 | 69399.23 | 89766.46 | 163773.85 | 150140.74 |
Provision for investments | 7049.60 | 13917.00 | 5412.30 | -1950.00 | 18136.50 |
Provision for advances | 9635.70 | -3653.50 | 63775.20 | 110815.20 | 89627.40 |
Others Provisions | 20438.78 | 59135.73 | 20578.96 | 54908.65 | 42376.84 |
Profit Before Tax | 604343.65 | 462564.67 | 342412.73 | 258840.50 | 185886.08 |
Taxes | 154276.20 | 117934.40 | 84574.40 | 56643.70 | 73631.40 |
Current Income Tax | 136933.00 | 114564.40 | 74044.50 | 62611.80 | 51778.10 |
Deferred Tax | 17343.20 | 3370.00 | 10529.90 | -5968.10 | 21853.30 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 450067.45 | 344630.27 | 257838.33 | 202196.80 | 112254.68 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -18241.39 | -14246.74 | -14281.65 | -19796.47 | -16591.60 |
Share of Associate | 10737.68 | 9982.88 | 7544.28 | 1442.86 | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 442563.74 | 340366.41 | 251100.96 | 183843.19 | 95663.08 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 1098950.50 | 849354.92 | 636256.95 | 451843.14 | 315864.16 |
Transfer to Statutory Reserve | 102221.00 | 79742.00 | 58349.00 | 40482.00 | 19828.00 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 872.34 | 50255.68 | 657.42 | 16532.79 | 686.31 |
Appropriation to Other Reserves | | | | -77.64 | 3.67 |
Equity Dividend | 55985.96 | 34794.46 | | | |
Corporate dividend tax | | | | | |
Other appropriations | 939871.20 | 684562.78 | 577250.53 | 394905.99 | 295346.18 |
Equity Dividend % | 500.00 | 400.00 | 250.00 | 100.00 | |
Earnings Per Share | 63.00 | 49.00 | 36.00 | 27.00 | 15.00 |
Adjusted EPS | 63.00 | 49.00 | 36.00 | 27.00 | 15.00 |