(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
I. INCOME | | | | | |
Interest Earned | 1003755.71 | 811631.82 | 682296.57 | 693114.56 | 374792.19 |
Interest / Discount on advances / Bills | 721562.94 | 568745.75 | 452933.29 | 458344.67 | 251529.34 |
Interest on balances with RBI and other Inter-bank funds | 48908.92 | 21317.91 | 21439.54 | 16106.39 | 12056.37 |
Income on investments | 228290.42 | 216356.46 | 201594.68 | 210354.16 | 107357.71 |
Others | 4993.42 | 5211.70 | 6329.06 | 8309.35 | 3848.77 |
Other Income | 178127.88 | 159153.53 | 135244.13 | 143067.23 | 57892.73 |
Commission,exchange and brokerage | 23413.73 | 21870.99 | 17190.49 | 12160.23 | 5457.36 |
Profit / (loss)on sale of investments(net) | 17915.61 | 8624.18 | 35244.50 | 43296.43 | 14200.37 |
Profit on sale of Fixed Assets | 21.69 | -14.86 | -3.49 | 205.85 | -39.45 |
Foreign Exchange Gains | 9190.01 | 8133.57 | 6083.68 | 4340.88 | 5570.19 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 127586.84 | 120539.65 | 76728.95 | 83063.85 | 32704.26 |
Total Income | 1181883.59 | 970785.35 | 817540.70 | 836181.79 | 432684.91 |
II. EXPENDITURE | | | | | |
Interest Expended | 633637.02 | 480328.45 | 401784.65 | 441123.99 | 258368.11 |
Intereston Deposits | 586299.27 | 443831.97 | 374718.77 | 408359.05 | 240491.50 |
Interest on RBI / inter-bank borrowings | 29897.03 | 18504.01 | 10560.98 | 14923.54 | 8440.29 |
Other Interest | 17440.72 | 17992.48 | 16504.91 | 17841.40 | 9436.33 |
Operating Expenses | 265058.27 | 234873.03 | 197026.12 | 197515.21 | 81878.75 |
Payments to and provisions for employees | 145932.29 | 125240.04 | 102636.66 | 94910.22 | 34638.51 |
Rent,Taxes and lighting | 11042.76 | 10823.28 | 10829.33 | 11206.35 | 6289.26 |
Depreciation on Banks property | 8959.33 | 7445.67 | 7448.15 | 9081.50 | 4171.98 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 694.96 | 744.95 | 670.85 | 1094.89 | 411.31 |
Law charges | 1857.13 | 1737.12 | 1525.87 | 1366.14 | 690.23 |
Communication Expenses | 3988.33 | 3223.48 | 3125.47 | 2336.29 | 1576.96 |
Repairs and Maintenance | 3546.83 | 3733.26 | 3375.67 | 3662.62 | 1268.09 |
Insurance | 12635.11 | 13750.45 | 11658.85 | 12098.69 | 5609.56 |
Other expenses | 76401.53 | 68174.78 | 55755.27 | 61758.51 | 27222.86 |
Provisions and Contingencies | 68106.02 | 134118.44 | 133066.52 | 174270.80 | 133950.24 |
Provision for investments | -3552.00 | 19155.30 | 2004.80 | 4320.90 | 3723.70 |
Provision for advances | 71108.00 | 115184.00 | 133827.90 | 149800.80 | 99704.80 |
Others Provisions | 550.02 | -220.86 | -2766.18 | 20149.10 | 30521.74 |
Profit Before Tax | 215082.29 | 121465.43 | 85663.42 | 23271.79 | -41512.20 |
Taxes | 77992.80 | 37162.00 | 33578.40 | -5008.40 | -11103.90 |
Current Income Tax | 77992.80 | 37162.00 | 33578.40 | -5008.40 | -11103.90 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 137089.49 | 84303.43 | 52085.02 | 28280.19 | -30408.30 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | 881.70 | 813.20 | 568.19 | 353.80 | -800.59 |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 137971.19 | 85116.64 | 52653.21 | 28633.99 | -31208.89 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 143803.23 | 85116.64 | 52653.24 | 28634.02 | -115210.97 |
Transfer to Statutory Reserve | 34285.27 | 21083.19 | 13193.99 | 7335.68 | |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 66081.02 | 34814.63 | 2471.84 | -496.43 | -2223.00 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | 27480.98 | 20504.31 | 12986.02 | | |
Corporate dividend tax | | | | | |
Other appropriations | 15955.96 | 8714.50 | 24001.39 | 21794.77 | -112987.97 |
Equity Dividend % | 36.00 | 30.00 | 19.00 | | |
Earnings Per Share | 18.00 | 12.00 | 8.00 | 4.00 | -9.00 |
Adjusted EPS | 18.00 | 12.00 | 8.00 | 4.00 | -9.00 |