(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
I. INCOME | | | | | |
Interest Earned | 204948.49 | 158985.95 | 130193.09 | 118686.30 | 114955.30 |
Interest / Discount on advances / Bills | 158262.40 | 114858.15 | 82315.57 | 71539.29 | 64092.70 |
Interest on balances with RBI and other Inter-bank funds | 1357.70 | 524.31 | 906.99 | 3150.74 | 2409.81 |
Income on investments | 44609.22 | 42670.53 | 43847.68 | 41534.94 | 42027.71 |
Others | 719.17 | 932.97 | 3122.85 | 2461.33 | 6425.08 |
Other Income | 29985.94 | 22809.35 | 26528.59 | 26289.28 | 16502.28 |
Commission,exchange and brokerage | 15822.31 | 13091.15 | 14217.42 | 10015.05 | 8512.43 |
Profit / (loss)on sale of investments(net) | 2078.79 | 1061.31 | 5248.71 | 5661.59 | 3393.80 |
Profit on sale of Fixed Assets | 8.71 | 19.65 | 10.43 | 4.49 | 48.09 |
Foreign Exchange Gains | 416.12 | 780.40 | 1290.53 | 1533.41 | 1646.80 |
Income earned from subsidiaries/joint venture | 13.59 | 26.23 | 20.55 | 13.53 | 17.16 |
Rent / Lease Income | | | | | |
Provisions Written Back | 9855.22 | 9431.33 | 6421.27 | | |
Miscellaneous income | 1791.19 | -1600.72 | -680.33 | 9061.22 | 2884.00 |
Total Income | 234934.42 | 181795.30 | 156721.68 | 144975.58 | 131457.58 |
II. EXPENDITURE | | | | | |
Interest Expended | 106718.28 | 81567.88 | 69739.61 | 69701.84 | 72157.31 |
Intereston Deposits | 100396.15 | 71855.51 | 64573.04 | 65250.64 | 67562.70 |
Interest on RBI / inter-bank borrowings | 332.74 | 597.73 | 309.14 | 496.51 | 205.60 |
Other Interest | 5989.39 | 9114.64 | 4857.43 | 3954.69 | 4389.01 |
Operating Expenses | 48152.01 | 39224.64 | 38500.34 | 35659.07 | 30819.60 |
Payments to and provisions for employees | 28377.98 | 20581.23 | 20713.63 | 22557.75 | 17445.95 |
Rent,Taxes and lighting | 2802.94 | 2482.28 | 2280.85 | 2182.33 | 2149.77 |
Depreciation on Banks property | 2234.90 | 2624.89 | 2683.41 | 1881.11 | 2109.48 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 156.93 | 157.61 | 172.04 | 195.99 | 175.85 |
Law charges | 684.89 | 591.31 | 393.95 | 183.59 | 196.58 |
Communication Expenses | 454.28 | 538.86 | 429.83 | 567.05 | 545.50 |
Repairs and Maintenance | 2586.79 | 2159.87 | 1928.29 | 1682.60 | 1803.01 |
Insurance | 2791.23 | 2355.12 | 2243.45 | 1986.71 | 1510.31 |
Other expenses | 8062.07 | 7733.46 | 7654.88 | 4421.93 | 4883.14 |
Provisions and Contingencies | 36461.33 | 26546.35 | 28924.79 | 30061.82 | 31077.45 |
Provision for investments | 5.70 | 5037.40 | 1033.50 | 1121.60 | 549.50 |
Provision for advances | 35939.90 | 21392.70 | 28804.40 | 28562.30 | 29913.10 |
Others Provisions | 515.73 | 116.25 | -913.11 | 377.92 | 614.85 |
Profit Before Tax | 43602.81 | 34456.44 | 19556.94 | 9552.85 | -2596.78 |
Taxes | 3044.40 | 8428.50 | 8040.57 | 4038.80 | -6490.00 |
Current Income Tax | 3044.40 | 8428.50 | 8088.80 | 4038.80 | |
Deferred Tax | | | -48.23 | | -6490.00 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 6490.00 |
Profit After Tax | 40558.41 | 26027.94 | 11516.37 | 5514.05 | 3893.22 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | 159.39 | 22.08 | 17.92 | 200.59 | 95.17 |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 40717.80 | 26050.03 | 11534.29 | 5714.64 | 3988.39 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 57291.97 | 31951.86 | 13213.86 | 6660.49 | -68771.27 |
Transfer to Statutory Reserve | 10179.45 | 6505.09 | 2878.84 | 1375.63 | 971.45 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | | | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | 9913.92 | 8749.65 | 3365.25 | | |
Corporate dividend tax | | | | | |
Other appropriations | 37198.60 | 16697.12 | 6969.77 | 5284.86 | -69742.72 |
Equity Dividend % | 14.00 | 13.00 | 5.00 | | |
Earnings Per Share | 6.00 | 4.00 | 2.00 | 1.00 | 1.00 |
Adjusted EPS | 6.00 | 4.00 | 2.00 | 1.00 | 1.00 |