| (Rs.in Million) |
| Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
| I. INCOME | | | | |
| Interest Earned | 72202.32 | 62216.64 | 62324.15 | 64747.70 |
| Interest / Discount on advances / Bills | 55849.07 | 47378.84 | 49372.92 | 51558.42 |
| Interest on balances with RBI and other Inter-bank funds | 15.80 | 318.89 | 299.71 | 445.98 |
| Income on investments | 14223.49 | 13101.19 | 11423.54 | 11601.32 |
| Others | 2113.95 | 1417.72 | 1227.98 | 1141.99 |
| Other Income | 9925.75 | 9538.77 | 14042.02 | 12616.25 |
| Commission,exchange and brokerage | 5614.69 | 4161.36 | 3558.61 | 4121.00 |
| Profit / (loss)on sale of investments(net) | 192.46 | 486.57 | 6247.89 | 4002.94 |
| Profit on sale of Fixed Assets | -3.01 | -8.52 | -18.85 | -7.07 |
| Foreign Exchange Gains | 115.83 | 203.84 | 169.36 | 182.85 |
| Income earned from subsidiaries/joint venture | | | | |
| Rent / Lease Income | | | | |
| Provisions Written Back | | | | |
| Miscellaneous income | 4005.79 | 4695.52 | 4085.01 | 4316.54 |
| Total Income | 82128.07 | 71755.41 | 76366.16 | 77363.95 |
| II. EXPENDITURE | | | | |
| Interest Expended | 40351.20 | 37306.20 | 40492.17 | 44444.12 |
| Intereston Deposits | 37868.54 | 35846.39 | 38507.74 | 42041.46 |
| Interest on RBI / inter-bank borrowings | 533.46 | 394.25 | 414.21 | 258.80 |
| Other Interest | 1949.20 | 1065.56 | 1570.23 | 2143.86 |
| Operating Expenses | 19700.22 | 18115.52 | 16792.29 | 16352.18 |
| Payments to and provisions for employees | 10734.63 | 10161.99 | 9133.13 | 8970.02 |
| Rent,Taxes and lighting | 1574.14 | 1463.41 | 1430.52 | 1469.06 |
| Depreciation on Banks property | 864.43 | 736.74 | 735.23 | 637.65 |
| Depreciation on leased assets | | | | |
| Auditor's fees and expenses | 31.28 | 28.54 | 43.55 | 42.51 |
| Law charges | 124.80 | 98.10 | 102.69 | 74.78 |
| Communication Expenses | 281.23 | 267.99 | 247.36 | 203.13 |
| Repairs and Maintenance | 710.66 | 578.88 | 513.06 | 453.40 |
| Insurance | 1030.29 | 944.94 | 950.68 | 759.21 |
| Other expenses | 4348.77 | 3834.92 | 3636.10 | 3742.42 |
| Provisions and Contingencies | 7671.82 | 9394.36 | 12963.51 | 11347.39 |
| Provision for investments | | 100.00 | 56.50 | -50.00 |
| Provision for advances | | | | |
| Others Provisions | 7671.82 | 9294.36 | 12907.01 | 11397.39 |
| Profit Before Tax | 14404.82 | 6939.33 | 6118.19 | 5220.27 |
| Taxes | 2608.00 | 1859.40 | 1293.60 | 902.50 |
| Current Income Tax | 2608.00 | 1859.40 | 1293.60 | 902.50 |
| Deferred Tax | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 11796.82 | 5079.93 | 4824.59 | 4317.77 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | |
| Share of Associate | | | | |
| Other Consolidated Items | | | | |
| Consolidated Net Profit | 11796.82 | 5079.93 | 4824.59 | 4317.77 |
| Adjustments to PAT | | | | |
| IV. APPROPRIATIONS | 13147.63 | 5933.56 | 5841.40 | 5514.26 |
| Transfer to Statutory Reserve | 2960.00 | 1500.00 | 1250.00 | 1100.00 |
| Appropriation to General Reserve | | | | |
| Appropriation to Revenue Reserve | 5900.00 | 2100.00 | 1000.00 | 300.00 |
| Appropriation to Other Reserves | | | | |
| Equity Dividend | | | | |
| Corporate dividend tax | | | | 203.19 |
| Other appropriations | 4287.63 | 2333.56 | 3591.40 | 3911.07 |
| Equity Dividend % | 50.00 | 40.00 | 18.00 | |
| Earnings Per Share | 38.00 | 16.00 | 16.00 | 14.00 |
| Adjusted EPS | 38.00 | 16.00 | 16.00 | 14.00 |