(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
I. INCOME | | | | | |
Interest Earned | 308489.21 | 256571.00 | 229033.40 | 228295.28 | 236755.90 |
Interest / Discount on advances / Bills | 198220.68 | 150253.62 | 115998.70 | 117326.97 | 126092.66 |
Interest on balances with RBI and other Inter-bank funds | 11202.93 | 14438.27 | 12381.06 | 6760.47 | 4808.90 |
Income on investments | 95139.13 | 87184.23 | 92660.40 | 100138.79 | 99249.41 |
Others | 3926.47 | 4694.89 | 7993.24 | 4069.06 | 6604.93 |
Other Income | 47130.61 | 40844.94 | 29674.90 | 31107.69 | 36223.98 |
Commission,exchange and brokerage | 18384.70 | 17869.43 | 14247.40 | 11159.51 | 11378.45 |
Profit / (loss)on sale of investments(net) | 6368.62 | 2736.83 | 4909.71 | 13290.11 | 12149.42 |
Profit on sale of Fixed Assets | -146.64 | -13.40 | 91.00 | -209.96 | -224.13 |
Foreign Exchange Gains | 2474.43 | 3034.88 | 1992.44 | 866.92 | 2303.83 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 20049.50 | 17217.20 | 8434.34 | 6001.11 | 10616.40 |
Total Income | 355619.82 | 297415.94 | 258708.29 | 259402.96 | 272979.88 |
II. EXPENDITURE | | | | | |
Interest Expended | 178823.69 | 139051.02 | 133608.79 | 145429.61 | 160045.61 |
Intereston Deposits | 169488.56 | 134273.34 | 128787.02 | 139917.40 | 154000.68 |
Interest on RBI / inter-bank borrowings | 3387.50 | 1057.78 | 854.85 | 620.93 | 804.92 |
Other Interest | 5947.64 | 3719.90 | 3966.91 | 4891.28 | 5240.01 |
Operating Expenses | 102748.95 | 89099.98 | 72770.73 | 67986.09 | 69389.95 |
Payments to and provisions for employees | 63257.71 | 56156.97 | 44821.47 | 41502.34 | 42258.65 |
Rent,Taxes and lighting | 5975.20 | 5285.76 | 4832.32 | 4954.18 | 4953.35 |
Depreciation on Banks property | 4998.34 | 3859.80 | 2967.65 | 2925.29 | 2854.81 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 329.21 | 354.76 | 308.70 | 387.07 | 282.93 |
Law charges | 371.47 | 273.40 | 190.64 | 163.22 | 346.07 |
Communication Expenses | 883.20 | 937.90 | 949.68 | 971.75 | 907.57 |
Repairs and Maintenance | 1482.44 | 1474.94 | 1620.90 | 1167.40 | 1045.43 |
Insurance | 4683.11 | 4414.49 | 4280.66 | | 3786.20 |
Other expenses | 20768.26 | 16341.97 | 12798.71 | 15914.85 | 12954.95 |
Provisions and Contingencies | 33244.08 | 42540.23 | 34962.47 | 59132.42 | 52698.84 |
Provision for investments | -2649.00 | 2145.90 | 6467.40 | 3565.70 | 10655.40 |
Provision for advances | 34095.70 | 39930.40 | 28350.20 | 55155.30 | 42591.74 |
Others Provisions | 1797.38 | 463.93 | 144.87 | 411.42 | -548.30 |
Profit Before Tax | 40803.10 | 26724.71 | 17366.30 | -13145.16 | -9154.52 |
Taxes | 15043.30 | 10631.40 | 6721.30 | -4360.30 | 2118.60 |
Current Income Tax | 15043.30 | 10631.40 | 6721.30 | -4360.30 | 2118.60 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 25759.80 | 16093.31 | 10645.00 | -8784.86 | -11273.12 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -89.36 | -96.15 | -71.59 | -52.23 | -36.41 |
Share of Associate | 1006.37 | 790.62 | 184.50 | -1164.02 | -1247.71 |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 26676.81 | 16787.78 | 10757.92 | -10001.10 | -12557.23 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 36924.32 | 16245.50 | -176651.16 | -184288.05 | -172658.34 |
Transfer to Statutory Reserve | 6372.65 | 3955.50 | 2612.10 | | |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 19.24 | 10.30 | | 12.52 | 13.30 |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | 4.11 |
Other appropriations | 30532.44 | 12279.70 | -179263.26 | -184300.57 | -172675.76 |
Equity Dividend % | | | | | |
Earnings Per Share | 3.00 | 2.00 | 1.00 | -2.00 | -2.00 |
Adjusted EPS | 3.00 | 2.00 | 1.00 | -2.00 | -2.00 |