(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
INCOME : | | | | | |
Operating Income | 31512.00 | 22147.00 | 16103.00 | 12089.00 | 7598.00 |
Sale of Shares / Units | | | | | |
Interest income | 11143.00 | 6607.00 | 5052.00 | 3868.00 | 3333.00 |
Portfolio management services | | | | | |
Dividend income | 9.00 | 8.00 | 11.00 | 1.00 | 2.00 |
Brokerages & commissions | 6932.00 | 5096.00 | 4262.00 | 3819.00 | 2033.00 |
Processing fees and other charges | | | | | |
Other Operating Income | 13427.00 | 10437.00 | 6778.00 | 4401.00 | 2230.00 |
Operating Income (Net) | 31512.00 | 22147.00 | 16103.00 | 12089.00 | 7598.00 |
EXPENDITURE : | | | | | |
Increase/Decrease in Stock | | | | | |
Employee Cost | 8910.00 | 7287.00 | 6004.00 | 5067.00 | 1096.00 |
Salaries, Wages & Bonus | 8002.00 | 6516.00 | 5457.00 | 4667.00 | 961.00 |
Contributions to EPF & Pension Funds | 320.00 | 290.00 | 236.00 | 203.00 | 58.00 |
Workmen and Staff Welfare Expenses | 317.00 | 196.00 | 144.00 | 80.00 | 35.00 |
Other Employees Cost | 270.00 | 286.00 | 167.00 | 116.00 | 42.00 |
Operating & Establishment Expenses | 4697.00 | 4227.00 | 2256.00 | 1264.00 | 337.00 |
Depository Charges | | | | | |
Security Transaction tax | 122.00 | 107.00 | 93.00 | 29.00 | 18.00 |
Software & Technical expenses | 1048.00 | 1084.00 | 909.00 | 509.00 | 81.00 |
Commission, Brokerage & Discounts | 2689.00 | 2384.00 | 699.00 | 155.00 | 14.00 |
Rent , Rates & Taxes | 159.00 | 120.00 | 193.00 | 337.00 | 86.00 |
Repairs and Maintenance | 31.00 | 21.00 | 15.00 | 12.00 | 2.00 |
Insurance | 24.00 | 23.00 | 15.00 | 5.00 | 3.00 |
Electricity & Power | 49.00 | 47.00 | 41.00 | 19.00 | 7.00 |
Other Operating Expenses | 576.00 | 440.00 | 292.00 | 198.00 | 125.00 |
Administrations & Other Expenses | 1811.00 | 1712.00 | 1299.00 | 1369.00 | 721.00 |
Printing and stationery | 19.00 | 16.00 | 10.00 | 14.00 | 8.00 |
Professional and legal fees | 432.00 | 354.00 | 457.00 | 400.00 | 141.00 |
Advertisement & Sales Promotion | 263.00 | 389.00 | 190.00 | 49.00 | 44.00 |
Other General Expenses | 1097.00 | 954.00 | 642.00 | 907.00 | 529.00 |
Provisions and Contingencies | 501.00 | 177.00 | 128.00 | 741.00 | 156.00 |
Provisions for contingencies | | | | | |
Provisions against NPAs | | | | | |
Bad debts /advances written off | 10.00 | 2.00 | 6.00 | 56.00 | 8.00 |
Provision for doubtful debts | 284.00 | 80.00 | 52.00 | 43.00 | 31.00 |
Losson disposal of fixed assets(net) | 5.00 | | | | |
Losson foreign exchange fluctuations | 12.00 | 13.00 | 15.00 | 51.00 | 0.00 |
Losson sale of non-trade current investments | | | 9.00 | 93.00 | |
Other Miscellaneous Expenses | 190.00 | 82.00 | 46.00 | 499.00 | 117.00 |
Less: Expenses Capitalised | | | | | |
Total Expenditure | 15919.00 | 13403.00 | 9687.00 | 8441.00 | 2874.00 |
Operating Profit (Excl OI) | 15593.00 | 8744.00 | 6416.00 | 3649.00 | 4723.00 |
Other Income | 67.00 | 157.00 | 101.00 | 984.00 | 208.00 |
Other Interest Income | 4.00 | 10.00 | | 56.00 | 205.00 |
Other Commission | | | | | |
Discounts | | | | | |
Profit on sale of Fixed Assets | | 4.00 | 0.00 | 0.00 | 3.00 |
Income from investments | | | | 894.00 | |
Provision Written Back | | | | | |
Others | 64.00 | 143.00 | 101.00 | 34.00 | 0.00 |
Operating Profit | 15660.00 | 8901.00 | 6517.00 | 4633.00 | 4931.00 |
Interest | 6198.00 | 3964.00 | 2779.00 | 2464.00 | 2004.00 |
Loans | 818.00 | 346.00 | 304.00 | 379.00 | 531.00 |
Deposits | | | | | |
Bonds / Debentures | 4449.00 | 3260.00 | 1688.00 | 869.00 | |
Other Interest | 930.00 | 358.00 | 786.00 | 1215.00 | 1472.00 |
Depreciation | 1364.00 | 886.00 | 713.00 | 501.00 | 146.00 |
Profit Before Taxation & Exceptional Items | 8099.00 | 4051.00 | 3025.00 | 1668.00 | 2782.00 |
Exceptional Income / Expenses | | | 6316.00 | -6367.00 | |
Profit Before Tax | 8120.00 | 4061.00 | 9351.00 | -4244.00 | 3567.00 |
Provision for Tax | 1872.00 | 1010.00 | 780.00 | 584.00 | 739.00 |
Current Income Tax | 2264.00 | 1036.00 | 468.00 | 550.00 | 783.00 |
Deferred Tax | -315.00 | 3.00 | 516.00 | 57.00 | -33.00 |
Other taxes | -77.00 | -29.00 | -204.00 | -24.00 | -10.00 |
Profit After Tax | 6248.00 | 3051.00 | 8571.00 | -4828.00 | 2828.00 |
Extra items | 0.00 | 0.00 | 3.00 | 78.00 | 32.00 |
Minority Interest | 5.00 | 0.00 | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 6253.00 | 3051.00 | 8574.00 | -4750.00 | 2860.00 |
Adjustments to PAT | | | | | |
Profit Balance B/F | -7090.00 | -10080.00 | -12209.00 | 9151.00 | 6916.00 |
Appropriations | -836.00 | -7029.00 | -3635.00 | 4401.00 | 9775.00 |
General Reserve | | | | | |
Proposed Equity Dividend | | | | | |
Corporate dividend tax | | | | | 102.00 |
Other Appropriation | -836.00 | -7029.00 | -3635.00 | 4401.00 | 9673.00 |
Equity Dividend % | | | | 266.00 | 190.00 |
Earnings Per Share | 177.00 | 87.00 | 247.00 | -137.00 | 109.00 |
Adjusted EPS | 177.00 | 87.00 | 247.00 | -137.00 | 109.00 |