| (Rs.in Million) |
| Particulars | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
| INCOME : | | | | | |
| Operating Income | 26264.20 | 23673.20 | 20195.70 | 18062.50 | 14795.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 25652.30 | 22465.80 | 19332.00 | 16868.00 | 14015.37 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 116.20 | 46.10 | 32.30 | 17.50 | |
| Processing fees and other charges | 221.50 | 169.80 | 204.80 | 465.90 | 667.19 |
| Other Operating Income | 274.20 | 991.50 | 626.60 | 711.20 | 112.45 |
| Operating Income (Net) | 26264.20 | 23673.20 | 20195.70 | 18062.50 | 14795.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 473.60 | 469.80 | 443.30 | 438.00 | 282.55 |
| Salaries, Wages & Bonus | 381.00 | 402.90 | 372.10 | 374.60 | 233.26 |
| Contributions to EPF & Pension Funds | 47.70 | 42.30 | 37.80 | 39.40 | 22.98 |
| Workmen and Staff Welfare Expenses | 44.50 | 23.60 | 27.40 | 24.00 | 16.76 |
| Other Employees Cost | 0.40 | 1.00 | 6.00 | 0.00 | 9.55 |
| Operating & Establishment Expenses | 81.90 | 93.00 | 77.70 | 40.50 | 40.18 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | | | | 4.50 | |
| Rent , Rates & Taxes | 23.30 | 54.70 | 26.20 | 17.20 | 13.83 |
| Repairs and Maintenance | 57.60 | 37.60 | 50.20 | 18.10 | 17.81 |
| Insurance | 1.00 | 0.70 | 1.30 | 0.70 | 0.71 |
| Electricity & Power | | | | | 7.83 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 126.80 | 150.40 | 87.20 | 203.70 | 92.82 |
| Printing and stationery | 3.00 | 2.30 | 4.10 | 3.90 | 5.97 |
| Professional and legal fees | 36.90 | 57.50 | 50.70 | 53.30 | 21.94 |
| Advertisement & Sales Promotion | 5.80 | 8.50 | 25.80 | 46.20 | 21.82 |
| Other General Expenses | 81.10 | 82.10 | 6.60 | 100.30 | 43.10 |
| Provisions and Contingencies | 4404.20 | 5779.40 | 3698.40 | 2019.70 | 1728.75 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | 249.10 | | |
| Provision for doubtful debts | | | | | 1239.09 |
| Losson disposal of fixed assets(net) | 0.40 | 0.10 | 0.00 | 0.00 | 0.04 |
| Losson foreign exchange fluctuations | 698.50 | 406.50 | 585.70 | 931.60 | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 3705.30 | 5372.80 | 2863.60 | 1088.10 | 489.62 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 5086.50 | 6492.50 | 4306.70 | 2701.90 | 2144.30 |
| Operating Profit (Excl OI) | 21177.60 | 17180.70 | 15889.00 | 15360.70 | 12650.70 |
| Other Income | 446.90 | 50.60 | 26.40 | 298.60 | 62.17 |
| Other Interest Income | 2.40 | 2.70 | 2.70 | 2.90 | 18.16 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.30 | 0.10 | 0.00 | | 0.52 |
| Income from investments | | | | | |
| Provision Written Back | 19.90 | 1.10 | 1.90 | 4.40 | |
| Others | 424.20 | 46.80 | 21.80 | 291.30 | 43.49 |
| Operating Profit | 21624.50 | 17231.30 | 15915.40 | 15659.30 | 12712.87 |
| Interest | 15702.60 | 14592.10 | 11829.00 | 10056.30 | 7260.95 |
| Loans | 6676.20 | 6876.40 | 5286.60 | 4476.60 | 4020.45 |
| Deposits | | | | | |
| Bonds / Debentures | 7715.90 | 6612.60 | 5558.90 | 4668.70 | 3452.62 |
| Other Interest | 1310.60 | 1103.00 | 983.50 | 911.10 | -212.11 |
| Depreciation | 226.70 | 228.10 | 233.60 | 213.30 | 73.31 |
| Profit Before Taxation & Exceptional Items | 5695.20 | 2411.10 | 3852.80 | 5389.70 | 5378.61 |
| Exceptional Income / Expenses | | | -743.30 | | -97.06 |
| Profit Before Tax | 5695.20 | 2411.10 | 3109.50 | 5389.70 | 5281.54 |
| Provision for Tax | 2231.10 | 265.60 | 610.50 | 1685.30 | 1631.70 |
| Current Income Tax | 2916.20 | 1001.30 | 1388.80 | 1051.90 | 1555.87 |
| Deferred Tax | -685.10 | -735.70 | -778.40 | 633.40 | 75.83 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 3464.10 | 2145.50 | 2499.10 | 3704.40 | 3649.84 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | -0.30 | 0.60 | -0.40 | 0.30 | |
| Other Consolidated Items | -15.70 | -15.50 | | | |
| Consolidated Net Profit | 3448.10 | 2130.70 | 2498.70 | 3704.70 | 3649.84 |
| Adjustments to PAT | | | | | 3.04 |
| Profit Balance B/F | 804.30 | 193.90 | -188.00 | 89.00 | 1.52 |
| Appropriations | 4252.30 | 2324.60 | 2310.70 | 3793.70 | 3654.39 |
| General Reserve | 1950.00 | -2000.00 | 1067.70 | | 505.00 |
| Proposed Equity Dividend | | | | | 255.01 |
| Corporate dividend tax | | | | 213.80 | 255.49 |
| Other Appropriation | 2302.30 | 4324.60 | 1243.00 | 3579.90 | 2638.89 |
| Equity Dividend % | | | 16.00 | 16.00 | 16.00 |
| Earnings Per Share | 4.00 | 3.00 | 3.00 | 5.00 | 465.00 |
| Adjusted EPS | 4.00 | 3.00 | 3.00 | 5.00 | 5.00 |