(Rs.in Million) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
I. INCOME | | | | | |
Interest Earned | 303251.15 | 227278.13 | 171726.91 | 159681.52 | 162403.19 |
Interest / Discount on advances / Bills | 259158.87 | 191593.82 | 141740.13 | 126329.78 | 120071.67 |
Interest on balances with RBI and other Inter-bank funds | 940.04 | 1486.27 | 2412.39 | 1123.13 | 805.24 |
Income on investments | 41176.92 | 32322.07 | 26153.66 | 30392.11 | 39172.85 |
Others | 1975.33 | 1875.96 | 1420.73 | 1836.51 | 2353.42 |
Other Income | 59317.27 | 44672.78 | 31725.91 | 22114.32 | 17224.09 |
Commission,exchange and brokerage | 52881.13 | 38767.71 | 24578.77 | 14995.50 | 14201.19 |
Profit / (loss)on sale of investments(net) | 2026.23 | 3180.78 | 5463.55 | 5969.58 | 3904.46 |
Profit on sale of Fixed Assets | 87.86 | 7.48 | -52.51 | 157.60 | 0.16 |
Foreign Exchange Gains | 3360.94 | 2141.45 | 730.32 | 1360.83 | -1106.45 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 961.11 | 575.37 | 1005.77 | -369.18 | 224.73 |
Total Income | 362568.42 | 271950.91 | 203452.82 | 181795.84 | 179627.28 |
II. EXPENDITURE | | | | | |
Interest Expended | 138703.03 | 100906.37 | 74650.70 | 85851.27 | 102282.70 |
Intereston Deposits | 101593.56 | 62301.51 | 42929.30 | 47326.15 | 47080.68 |
Interest on RBI / inter-bank borrowings | 2099.93 | 484.95 | 10216.75 | 11133.77 | 15925.88 |
Other Interest | 35009.53 | 38119.91 | 21504.65 | 27391.36 | 39276.14 |
Operating Expenses | 161477.32 | 121082.36 | 95966.55 | 70529.49 | 57647.96 |
Payments to and provisions for employees | 56336.61 | 42785.85 | 30998.72 | 23015.16 | 17950.06 |
Rent,Taxes and lighting | 6820.65 | 4746.04 | 3488.74 | 3432.67 | 2917.58 |
Depreciation on Banks property | 6307.60 | 4349.87 | 3824.06 | 3425.07 | 3200.07 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 42.09 | 38.41 | 41.27 | 43.61 | 40.50 |
Law charges | 445.69 | 447.89 | 385.95 | 377.56 | 73.85 |
Communication Expenses | 1739.36 | 1471.35 | 1201.20 | 839.64 | 882.44 |
Repairs and Maintenance | 2202.81 | 1532.46 | 1298.35 | 1297.63 | 1930.55 |
Insurance | 2100.83 | 1499.67 | 1196.96 | 902.99 | 536.29 |
Other expenses | 85481.67 | 64210.81 | 53531.31 | 37195.17 | 30116.62 |
Provisions and Contingencies | 23816.55 | 16648.19 | 31085.90 | 20225.29 | 43155.53 |
Provision for investments | -1019.40 | -890.70 | -4117.80 | -8627.60 | 10514.90 |
Provision for advances | 26065.40 | 22764.60 | 36636.20 | 36083.30 | 21384.93 |
Others Provisions | -1229.45 | -5225.71 | -1432.50 | -7230.42 | 11255.70 |
Profit Before Tax | 38571.52 | 33313.99 | 1749.67 | 5189.79 | -23458.90 |
Taxes | 9148.00 | 8464.70 | 426.60 | 358.00 | 4975.00 |
Current Income Tax | 6686.90 | 3474.10 | -51.30 | 358.00 | 4975.00 |
Deferred Tax | 2461.10 | 4990.60 | 477.90 | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 29423.52 | 24849.29 | 1323.07 | 4831.79 | -28433.90 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 29423.52 | 24849.29 | 1323.07 | 4831.79 | -28433.90 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 5129.33 | -13069.20 | -35048.49 | -30161.56 | -33333.35 |
Transfer to Statutory Reserve | 7400.00 | 6095.00 | 365.00 | 1135.00 | |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | | | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | -2270.67 | -19164.20 | -35413.49 | -31296.56 | -33333.35 |
Equity Dividend % | | | | | |
Earnings Per Share | 4.00 | 4.00 | 0.00 | 1.00 | -6.00 |
Adjusted EPS | 4.00 | 4.00 | 0.00 | 1.00 | -6.00 |